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3LINE

Empowering businesses with seamless payment infrastructure, card issuing, and financial solutions
ActiveFintechFintech Infrastructure / BaaSLagos, LagosFounded 2007

What it does

3Line Card Management Limited was established in 2007 to develop end-to-end electronic payment infrastructure focused on card issuance and switching. The company provides white-label card management software, agent banking networks, and ATM switching services to financial institutions. It holds central bank licenses as a switching and payment processing provider.

Card issuing & managementSwitching & routingPOS / mPOS solutionsAgency banking

Known for

  • Card management systems & card issuing
  • Freedom Network agency banking
  • ATM switching infrastructure
  • Microfinance institution processing services

Model & industry

Infrastructure-as-a-Service (fintech rails)Banking-as-a-ServiceBanking & Financial Services

Products & subsidiaries

3LINE Card Management · Card ProcessingPaypad POS · Merchant Acquiring POS

People

Investors

External links