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Baxi

AcquiredFintechMobile Money & Agency BankingLagosFounded 2014

What it does

Baxi is a Nigerian digital payments and agent banking super-agent, originally operated by Capricorn Digital Limited. Founded in 2014 by Degbola Abudu and Folu Majekodunmi, it built one of Nigeria's largest independent SME-focused electronic payment networks with 90,000+ agents. MFS Africa (now Onafriq) acquired Capricorn Digital in 2021, with the deal completed in March 2022. Baxi processed over $1.6 billion in transactions in 2021.

Agency bankingPOS / mPOS solutionsBill payments & aggregators

Known for

  • One of Nigeria's largest SME-focused agent banking networks
  • Acquired by MFS Africa (Onafriq) in 2022
  • 90,000+ agent network
  • $1.6B in transactions processed in 2021

Model & industry

Marketplace / Aggregator modelBanking & Financial Services

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