Skip to content
← Startups

M-Pesa

Africa's leading mobile money service transforming financial inclusion.
ActiveFintechMobile Money & Agency BankingNairobi, KenyaFounded 2007

What it does

Launched in 2007 by Safaricom and Vodacom in Kenya, M-Pesa is Africa's largest mobile money platform and one of the world's most successful financial inclusion initiatives. Managed through M-Pesa Africa, the joint venture provides digital wallets, cross-border remittances, merchant payments, and micro-credit (Fuliza) to over 50 million active users across East and Southern Africa.

Mobile WalletsP2P TransfersMicro-loans (Fuliza)Merchant Payments

Known for

  • Pioneering mobile money infrastructure
  • Fuliza overdraft credit service
  • Pan-African agent network

Model & industry

B2CB2BFinancial ServicesTelecommunications

Products & subsidiaries

M-Pesa Mobile Wallet · Mobile Payment SystemFuliza · Overdraft Credit Line

People

Investors

Safaricom PlcVodacom GroupVodafone

External links