Social Lender

What it does

Social Lender is a Nigerian fintech company that uses social reputation and social scoring to facilitate access to credit for individuals who lack traditional credit history. Founded in 2016, the platform leverages data from social media activity, mobile usage patterns, and community references to build alternative credit scores, enabling users to access micro-loans from partner financial institutions. Social Lender addresses Nigeria's massive credit gap by providing an innovative approach to credit assessment for the millions of Nigerians excluded from formal credit systems.

Known for

• Social scoring for loans
• Alternative credit scoring
• Micro-loan facilitation
• Social reputation-based lending

Model & industry

People