Sterling
Your one-stop financial institution committed to enriching lives.
What it does
Originally established as NAL Merchant Bank in 1960, Sterling Bank operating under Sterling Financial Holdings Company Plc is a major commercial bank in Nigeria. Sterling is widely recognized for its aggressive tech-forward strategy, pioneering digital instant-lending platforms like Specta and digital banking ecosystems targeting the 'HEART' sectors (Health, Education, Agriculture, Renewable Energy, Transportation).
Digital / challenger banks (neobanks)Consumer / retail lending
Known for
- Specta digital lending platform
- HEART strategy sector focus
- Non-Interest (Islamic) banking - Alternative Bank
Model & industry
SaaSBanking & Financial Services
Products & subsidiaries
Specta · Digital Retail LendingOneBank · Digital Banking AppSnapCash · product
Initiatives & programs
- Sterling One Foundation: CSR initiative focusing on social impact investment and sustainability.